--- title: FirmSecured Blog | Real Estate E&O, Cyber, & Insurance Resources | Jonathan Lugo description: Jonathan has been very active in the formation of the FirmSecured team at Veritas Risk Management. He lives in Johnson City, Tennessee with his wife, Madeline. Jonathan focuses exclusively on helping real estate brokers find quality E&O and cyber insurance coverage. image: https://firmsecured.veritasrm.com/hubfs/Copy%20of%20Untitled-1.jpg --- [Skip to the main content.](https://firmsecured.veritasrm.com/blog/author/jonathan-lugo#main-content) [![firm-secured-logo-2-white-1](https://firmsecured.veritasrm.com/hs-fs/hubfs/firm-secured-logo-2-white-1.png?width=769&height=212&name=firm-secured-logo-2-white-1.png "firm-secured-logo-2-white-1")](https://firmsecured.com/) [![firm-secured-logo-2](https://firmsecured.veritasrm.com/hs-fs/hubfs/firm-secured-logo-2.png?width=400&height=113&name=firm-secured-logo-2.png "firm-secured-logo-2")](https://firmsecured.com/) - [About](https://firmsecured.com/about/) - [Contact](https://firmsecured.com/contact) Search *Search* Toggle Menu Search *Search* Toggle Menu - [About](https://firmsecured.com/about/) - [Contact](https://firmsecured.com/contact) ##### Column Headline - Testing 1 - Sub Nav 1 - Sub Nav 2 - Testing 2 - Testing 3 ##### Column Headline - Testing 1 - Sub Nav 1 - Sub Nav 2 - Testing 2 - Testing 3 # Jonathan Lugo Jonathan has been very active in the formation of the FirmSecured team at Veritas Risk Management. He lives in Johnson City, Tennessee with his wife, Madeline. Jonathan focuses exclusively on helping real estate brokers find quality E&O and cyber insurance coverage. #### **Check Out Our [Ultimate Guide to Real Estate E&O](https://firmsecured.veritasrm.com/errors-omissions-insurance-the-ultimate-guide-for-brokers)** Our team has created [this resource](https://firmsecured.veritasrm.com/errors-omissions-insurance-the-ultimate-guide-for-brokers) for real estate broker and agents to better understand real estate errors & omissions (E&O) insurance. It combines, summarizes, and links to much of the information that we have here on our FirmSecured Blog. Check it out! [![Ultimate Guide to Real Estate errors and omissions Insurance](https://firmsecured.veritasrm.com/hs-fs/hubfs/Your%20paragraph%20text%20(26).png?width=900&height=600&name=Your%20paragraph%20text%20(26).png)](https://firmsecured.veritasrm.com/errors-omissions-insurance-the-ultimate-guide-for-brokers) #### **The Real Estate Broker's [Comprehensive Guide to Cyber Insurance](https://firmsecured.veritasrm.com/cyber-insurance-comprehensive-guide-for-real-estate-firms)** Introducing our latest [cyber insurance guide](https://firmsecured.veritasrm.com/cyber-insurance-comprehensive-guide-for-real-estate-firms), designed specifically for real estate brokers and agents. Our team has carefully curated and compiled a wealth of information on real estate cyber liability insurance coverage to help you gain a better understanding of this critical coverage. [The guide](https://firmsecured.veritasrm.com/cyber-insurance-comprehensive-guide-for-real-estate-firms) consolidates and summarizes a vast array of information available on our FirmSecured Blog. [![Cyber Insurance Comprehensive Guide for Real Estate Firms](https://firmsecured.veritasrm.com/hs-fs/hubfs/Your%20paragraph%20text%20(27).png?width=900&height=600&name=Your%20paragraph%20text%20(27).png)](https://firmsecured.veritasrm.com/cyber-insurance-comprehensive-guide-for-real-estate-firms) #### **Real Estate Resources:** [![real estate insurance research](https://firmsecured.veritasrm.com/hs-fs/hubfs/Copy%20of%20Untitled%20(21).png?width=940&height=550&name=Copy%20of%20Untitled%20(21).png)](https://firmsecured.veritasrm.com/blog/firmsecured/switching-to-firm-errors-and-omissions-insurance) 3 min read #### [Switching to a Firm E&O Policy - A Guide for Brokers](https://firmsecured.veritasrm.com/blog/firmsecured/switching-to-firm-errors-and-omissions-insurance) ![Picture of Jonathan Lugo](https://firmsecured.veritasrm.com/hs-fs/hubfs/Lugo%20blog%20author%20pic.jpg?width=30&name=Lugo%20blog%20author%20pic.jpg) [Jonathan Lugo](https://firmsecured.veritasrm.com/blog/author/jonathan-lugo): April 13, 2023 at 8:45 AM [errors and omissions insurance](https://firmsecured.veritasrm.com/blog/tag/errors-and-omissions-insurance) [real estate insurance](https://firmsecured.veritasrm.com/blog/tag/real-estate-insurance) [![](https://firmsecured.veritasrm.com/hs-fs/hubfs/pexels-steffen-coonan-2098624.jpg?width=3992&height=2242&name=pexels-steffen-coonan-2098624.jpg)](https://firmsecured.veritasrm.com/blog/property-developed-constructed-agent) 2 min read #### [Real Estate E&O: Selling Property You or a Spouse Developed or Constructed](https://firmsecured.veritasrm.com/blog/property-developed-constructed-agent) ![Picture of Jonathan Lugo](https://firmsecured.veritasrm.com/hs-fs/hubfs/Lugo%20blog%20author%20pic.jpg?width=30&name=Lugo%20blog%20author%20pic.jpg) [Jonathan Lugo](https://firmsecured.veritasrm.com/blog/author/jonathan-lugo): November 11, 2022 at 3:52 PM [errors and omissions insurance](https://firmsecured.veritasrm.com/blog/tag/errors-and-omissions-insurance) [real estate insurance](https://firmsecured.veritasrm.com/blog/tag/real-estate-insurance) ##### FirmSecured FirmSecured - [About](https://firmsecured.com/about/) - [Contact](https://firmsecured.com/contact/) - [Meet the Team](https://firmsecured.com/about/#firmsecured-team) - [Get Started](https://meetings.hubspot.com/jonathan-lugo) ##### Resources Resources - [Blog](https://firmsecured.veritasrm.com/blog) - Legal Stuff - Privacy Policy © 2026 FirmSecured [*LinkedIn*](https://www.linkedin.com/company/firmsecured)[*YouTube*](https://www.youtube.com/channel/UCxD5TcPmpuJovzWEF4RvoDg) *Return to Top* ```json { "@context" : "https://schema.org", "@type" : "VideoObject", "contentUrl" : "https://22310069.fs1.hubspotusercontent-na1.net/hubfs/22310069/Copy%20of%20Untitled%20(6).mp4", "dateModified" : "2023-04-12T14:35:33.008Z", "description" : "E&O Insurance Claim Denied or Approved", "duration" : "PT10S", "height" : 550, "name" : "E&O Insurance Claim Denied or Approved", "thumbnailUrl" : "https://api-na1.hubapi.com/filemanager/api/v3/files/thumbnail-redirect/110504602981?portalId=22310069&size=medium", "uploadDate" : "2023-04-11T17:25:59.612Z", "width" : 940 } ``` ```json { "@context" : "https://schema.org", "@type" : "VideoObject", "contentUrl" : "https://22310069.fs1.hubspotusercontent-na1.net/hubfs/22310069/Copy%20of%20Untitled%20(7).mp4", "dateModified" : "2023-04-11T17:32:20.617Z", "description" : "Username Password Cyber", "duration" : "PT8.2S", "height" : 550, "name" : "Username Password Cyber", "thumbnailUrl" : "https://api-na1.hubapi.com/filemanager/api/v3/files/thumbnail-redirect/110507308722?portalId=22310069&size=medium", "uploadDate" : "2023-04-11T17:31:39.596Z", "width" : 940 } ```